Services

Checking

Checking Accounts That Work For Your Business
Our superior service philosophy is the driving force behind everything we do. Our goal is customer satisfaction. Every contact gives us a new opportunity to establish or strengthen a banking relationship. TrustBank is committed to serving your business needs. The right checking account is an important asset to your business, which is why we offer business accounts and personalized services to help you succeed.

TrustBank’s business checking accounts are easy to understand and provide a variety of features to help you effectively manage your business. TrustBank’s online banking allows your business the ability to pay bills, transfer funds, view monthly statements, collect payments and pay employees with direct deposit.

 

Savings

Effective cash management includes keeping your excess funds working for you at all times. Our savings accounts are designed to help you accomplish that goal.

If your business cannot commit its funds for a specific period of time but you need a short-term or liquid savings option, consider these TrustBank savings accounts to help you to maximize your return on investment.

Make it easy to start saving for the future with automatic transfer!

Business Loans

Whether you need a larger facility, new equipment, construction financing, or to increase your inventory, TrustBank has the solution!
We can provide loans, lines of credit, and letters of credit tailored to meet your company’s needs.

 

Retirement Plans
Are you wanting to save for your retirement, or set up a retirement plan for the employees of your small business? We have retirement accounts to suit your needs!

Simplified Employee Pensions, known as SEPs, represent an easy, low-cost retirement plan option for employers. Instead of establishing a separate retirement plan, in a SEP the employer makes contributions to his or her own Individual Retirement Account (IRA) and the IRAs of his or her employees, subject to certain percentages of pay and dollar limits.

A rollover, direct rollover, or transfer of your assets between eligible retirement plans allows you to move assets from one tax-deferred retirement plan into another. This will allow you to avoid possible income and penalty taxes and continue tax-deferred growth until withdrawn.

 

Certificate of Deposits

TrustBank Certificates of Deposit are a great way for your business to safely earn a return on your investment dollars. With a TrustBank CD, you are guaranteed a risk-free investment that provides a market rate of interest. You can choose various terms from 91 days to 60 months and create interest income to supplement your cash flow. Invest in a TrustBank CD today and secure the future of your business. TrustBank never forgets how hard you work to save for the future. That’s why we offer only insured investments that provide protection for your savings. Here’s what you’ll get when you open an insured account at TrustBank.
Guaranteed return of principal
Riskier alternative investments, such as stocks and bonds, cannot guarantee your principal; there is a possibility that market changes may result in the loss of a portion of the principal you have invested. This is not the case with a TrustBank investment. Our savings products all come with our guarantee of the return of your principal.
Guaranteed investment return
Choose a savings account or a Certificate of Deposit held to maturity at TrustBank, and we guarantee your investment return, as well as the return of your principal. Stock and bond funds cannot make these promises. They base their projected earnings on past performance, but have no way of knowing what the future will bring. In fact, the future could bring a loss rather than earnings. CDs, on the other hand, provide you with steady, predictable income.

Each depositor at TrustBank is insured to $250,000 by the FDIC. This means that the full strength and credit of the U.S. government is behind your deposit. Of course, TrustBank is a strong and stable institution, and none of our depositors has ever had to rely on the FDIC. Nevertheless, it is nice to know that it is there.

The value of an investment in stocks and bonds is not insured; not by the government, not by anyone.

Whatever your savings needs, TrustBank offers a wide variety of accounts. Investment Certificates of Deposit have maturities up to five years. A savings account is liquid and allows you access to your money when you need it. Whether you have a lot to deposit or a little, we have an insured deposit account for you.

Cards